LastPass' free credit monitoring alerts should be used as a way to determine when to get your free annual credit report (validated by the FTC), or simply as a way to receive more free, round-the-clock information than is normally available to end-consumers.
Unexpected changes to your credit report or errors in your records can serve to be a critical warning sign that your identity may have been, or will soon be, compromised.
Proactive, regular, round-the-clock notifications of changes to your credit will help you better protect your identity and your financial security against identity theft and credit error.
LastPass will monitor your credit and provide timely notifications if we detect any changes that could be a sign of trouble.
Keeping watch over your credit rating should now be part of your personal security regime. But keeping a vigilant, non-stop watch over one’s credit rating is expensive and time-intensive, and only checking your free annual credit report (validated by the Federal Trade Commission, or FTC), makes it likely you won't catch inconsistencies or fraud until after it has become a much bigger problem.
Monitoring your credit with LastPass credit monitoring alerts is safe and does NOT affect your credit score
There are no strings attached with the free credit monitoring alerts - you are not required to upgrade to Premium credit monitoring at any time
LastPass does not ask for your credit card information unless you choose to upgrade to the Premium version
Identity theft, credit monitoring, and credit reports are complicated topics, and we are fully committed to helping our users stay away from bad business practices in the industry. Our free credit monitoring alerts are intended as a free, valuable resource to help our users more proactively monitor and protect their data, identity, and finances.
Still Having Trouble?
Look for answers in our vibrant customer-to-customer community help forums.