Why should I upgrade to Premium credit monitoring?
The free service monitors for changes to your credit only from TransUnion. It also does not offer any way to view why the change occurred, your credit score, and does not give you access to the Credit Monitoring dashboard.
In comparison to the free credit monitoring alerts, LastPass Premium credit monitoring provides:
Full access to your all three credit bureau credit reports, including being able to see your three credit scores
Monitoring of thousands of additional databases for credit changes and theft (Credit Record Databases, Public Record Databases, Criminal Record Databases, Non-Credit Loan Databases, Cyber Criminal Databases, etc.).
Regular monitoring of all three of your credit reports
Instant alerts to any changes that occur on any of your credit reports, with detailed information on what changed and how to take action
A way to access your credit scores and monitor changes in your report on a regular basis if you prefer not to go through the hassle of getting your free annual credit report, as validated by the FTC, or want more information on a timely basis throughout the year
Full-service resolution in the event that your credit information is corrupted as a result of identity theft
The Premium dashboard provides a single place for all of this information.