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What triggers a credit monitoring alert?

Two main types of changes cause a credit monitoring alert:

  • A change in your personal information. These types of changes are most commonly caused by a change of address or a new address record in your name.
  • A change in information that could impact your credit score. These type of alerts include new accounts opened in your name, over-limit credit cards, delinquent accounts, bankruptcies and more.

LastPass credit monitoring protects you by continuously monitoring for any signs of potential credit tampering or changes in the above information, including:

  • A change of address
  • A change of personal account information
  • Opening of a new account
  • Closing of an existing account
  • Reporting of a delinquent account (30 days late, 60 days late, 90 days late, 120 days late)
  • Your credit card limit is exceeded
  • Your credit card is reported lost or stolen
  • Notification of suspected fraud
  • Indications that your credit has been frozen
  • Credit inquiries
  • A judgment or suit
  • A new public record
  • A new collection notice
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Credit Monitoring

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